Sunday | 13 Jun 2021
Policing Humanitarianism EU Policies Against Human Smuggling and their Impact on Civil Society
CEPS Project

Non-performing Loans

A Comparison of Seven European Countries


The study sheds light on ‘credit life cycles’ in seven European countries (Austria, Belgium, Germany, Italy, the Netherlands, Spain and Sweden), analyzing the business processes of the largest banks, credit registries/bureaus and credit management service companies (engaging in the business of debt recovery). Further, the report reviews existing legislation governing (credit) data protection, debt recovery and consumer bankruptcy proceedings, deriving thereof country-specific time-lines.

Karel Lannoo

Chief Executive Officer

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